/* Kreditzamene -- blue fintech theme (visual layer only) */
:root{
  --kz-primary:#155EEF;
  --kz-primary-hover:#0F4FD1;
  --kz-dark:#0B1F3A;
  --kz-navy:#071A33;
  --kz-light:#EAF2FF;
  --kz-xlight:#F5F8FF;
  --kz-text:#344054;
  --kz-muted:#667085;
  --kz-border:#DCE5F5;
  --kz-shadow:0 1px 2px rgba(11,31,58,.05),0 12px 32px -16px rgba(11,31,58,.28);
  --kz-shadow-lg:0 2px 6px rgba(11,31,58,.06),0 32px 64px -28px rgba(11,31,58,.45);
  --kz-ease:cubic-bezier(.2,.7,.2,1);
  --ink:#0B1F3A;--ink-soft:#344054;--pine:#155EEF;--pine-deep:#0B1F3A;--pine-mid:#2E6FF2;--brass:#155EEF;--brass-strong:#0F4FD1;
  --line:rgba(21,94,239,.12);--line-strong:rgba(21,94,239,.24);
  --radius:12px;--radius-lg:20px;
  --apply-ink:#0B1F3A;--apply-divider:#DCE5F5;--apply-tint:#EAF2FF;
}

/* ---------- type ---------- */
.nk-site{color:var(--kz-text);font-size:16.5px;line-height:1.6;}
.nk-site h1,.nk-site h2,.nk-site h3,.nk-site h4{color:var(--kz-dark);font-weight:800;letter-spacing:-.03em;}
.nk-site h1,.nk-site h2,.nk-site h3,.nk-site h4,
.nk-site .section-alt#how .section-head h2,.nk-site .teaser-section .section-head h2,
.nk-site .product-block-content h2,.nk-site .expert-quote-copy h3,.nk-site .apply-intro h1{text-transform:none !important;-webkit-text-stroke:0 !important;}
.nk-site .teaser-section .section-head h2{white-space:normal;}
.nk-site .section-head h2{font-size:clamp(28px,3.6vw,44px) !important;line-height:1.1;}
.nk-site .section-head p{color:var(--kz-muted);font-size:17.5px;}
.nk-site .eyebrow,.nk-site .lender-badge,.nk-site .partner-cat h4,.nk-site .carousel-item .cat,.nk-site .footer-showcase-eyebrow{text-transform:none;letter-spacing:0;}
.nk-site a{transition:color .2s var(--kz-ease);}

/* ---------- buttons ---------- */
.nk-site .btn{border-radius:999px;font-weight:700;transition:background-color .2s var(--kz-ease),transform .2s var(--kz-ease),box-shadow .2s var(--kz-ease),border-color .2s,color .2s;}
.nk-site .btn-brass,.nk-site .btn-primary,.nk-site .why-cta .btn-brass{background:var(--kz-primary) !important;color:#fff !important;border-color:transparent !important;box-shadow:0 8px 20px -10px rgba(21,94,239,.7);}
.nk-site .btn-brass:hover,.nk-site .btn-primary:hover,.nk-site .why-cta .btn-brass:hover{background:var(--kz-primary-hover) !important;color:#fff;transform:translateY(-2px);box-shadow:0 14px 26px -12px rgba(21,94,239,.75);}
.nk-site .btn-ghost{background:#fff !important;border:1.5px solid #C9D9F7 !important;color:var(--kz-primary) !important;}
.nk-site .btn-ghost:hover{border-color:var(--kz-primary);color:var(--kz-primary);transform:translateY(-2px);}

/* ---------- header ---------- */
.nk-site header.site{background:rgba(255,255,255,.92);-webkit-backdrop-filter:saturate(1.4) blur(10px);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid rgba(11,31,58,.07);}
@media (min-width:921px){
  body.home-page > .nk-site:first-of-type header.site,body.home > .nk-site:first-of-type header.site{background:rgba(255,255,255,.92) !important;border-bottom-color:rgba(11,31,58,.07) !important;}
  body.home-page main#main-content,body.home main#main-content{padding-top:58px;}
}
.nk-site .nav-row{min-height:72px;}
main#main-content{padding-top:72px;}
@media (min-width:921px){body.home-page main#main-content,body.home main#main-content{padding-top:72px;}}
.nk-site .brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;}
.nk-site .footer-logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;}
.nk-site .brand-mark{flex:0 0 auto;display:block;width:32px;height:32px;}
.nk-site .brand-word,.nk-site header.site .brand-word{font-weight:800;font-size:22px;letter-spacing:-.03em;color:var(--kz-dark);}
.nk-site nav.primary{gap:6px;}
.nk-site nav.primary > a{position:relative;padding:8px 14px;border-radius:999px;color:var(--kz-dark);font-size:15.5px;font-weight:600;}
.nk-site nav.primary > a::after{content:"";position:absolute;left:14px;right:14px;bottom:3px;height:2px;border-radius:2px;background:var(--kz-primary);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--kz-ease);}
.nk-site nav.primary > a:hover{color:var(--kz-primary);}
.nk-site nav.primary > a:hover::after{transform:scaleX(1);}
.nk-site .kz-nav-cta{display:inline-flex;align-items:center;justify-content:center;height:44px;padding:0 22px;border-radius:999px;background:var(--kz-primary);color:#fff !important;font-weight:700;font-size:15px;text-decoration:none !important;white-space:nowrap;box-shadow:0 8px 18px -10px rgba(21,94,239,.8);transition:background-color .2s var(--kz-ease),transform .2s var(--kz-ease);}
.nk-site .kz-nav-cta:hover{background:var(--kz-primary-hover);transform:translateY(-1px);}
@media (max-width:920px){
  .nk-site .nav-row{min-height:64px;}
  main#main-content,body.home-page main#main-content{padding-top:64px;}
  .nk-site .kz-nav-cta{height:38px;padding:0 14px;font-size:13.5px;}
  .nk-site .brand-word,.nk-site header.site .brand-word{font-size:19px;}
  .nk-site .nav-actions{gap:8px;}
}
@media (max-width:380px){.nk-site .brand-word,.nk-site header.site .brand-word{font-size:17px;}.nk-site .brand-mark{width:28px;height:28px;}}

/* ---------- hero ---------- */
.nk-site .kz-hero{position:relative;overflow:hidden;background:var(--kz-xlight);padding-block:clamp(56px,7vw,104px) clamp(64px,7vw,112px);}
.nk-site .kz-hero-bg{position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(21,94,239,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(21,94,239,.06) 1px,transparent 1px);
  background-size:44px 44px;-webkit-mask-image:radial-gradient(ellipse 70% 80% at 70% 40%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse 70% 80% at 70% 40%,#000 30%,transparent 75%);}
.nk-site .kz-hero::before{content:"";position:absolute;width:720px;height:720px;right:-180px;top:-240px;border-radius:50%;background:radial-gradient(circle,rgba(21,94,239,.22),rgba(21,94,239,0) 65%);animation:kz-drift 14s ease-in-out infinite alternate;pointer-events:none;}
.nk-site .kz-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(36px,5vw,80px);align-items:center;}
.nk-site .kz-hero-copy h1{font-size:clamp(38px,4.6vw,64px);line-height:1.04;letter-spacing:-.04em;color:var(--kz-dark);max-width:16ch;}
.nk-site .kz-hero-copy h1 .accent{color:var(--kz-primary);}
.nk-site .kz-hero-copy .hero-sub{margin-top:22px;font-size:19px;line-height:1.6;color:var(--kz-text);max-width:48ch;}
.nk-site .kz-hero-copy .hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px;}
.nk-site .kz-hero-copy .btn-lg{padding:17px 30px;font-size:16.5px;}

.nk-site .kz-hero-visual{position:relative;min-height:520px;display:flex;align-items:center;justify-content:center;}
.nk-site .kz-hero-visual::before{content:"";position:absolute;width:380px;height:380px;border-radius:50%;background:linear-gradient(140deg,#155EEF,#0B1F3A);opacity:.95;}
.nk-site .kz-hero-visual::after{content:"";position:absolute;width:460px;height:460px;border-radius:50%;border:1.5px dashed rgba(21,94,239,.3);animation:kz-spin 60s linear infinite;}
.nk-site .kz-ui-card{position:relative;z-index:2;width:min(330px,80%);background:#fff;border-radius:22px;padding:22px 22px 18px;box-shadow:var(--kz-shadow-lg);animation:kz-float 7s ease-in-out infinite;}
.nk-site .kz-ui-head{display:flex;justify-content:space-between;align-items:center;font-weight:700;color:var(--kz-muted);font-size:14px;}
.nk-site .kz-ui-live{width:9px;height:9px;border-radius:50%;background:#12B76A;box-shadow:0 0 0 4px rgba(18,183,106,.18);}
.nk-site .kz-ui-amount{margin-top:6px;font-size:32px;font-weight:800;letter-spacing:-.03em;color:var(--kz-dark);}
.nk-site .kz-ui-bar{margin-top:14px;height:8px;border-radius:99px;background:var(--kz-light);overflow:hidden;}
.nk-site .kz-ui-bar i{display:block;height:100%;width:72%;border-radius:inherit;background:linear-gradient(90deg,#155EEF,#5B8DF7);animation:kz-bar 2.4s var(--kz-ease) .3s both;}
.nk-site .kz-ui-steps{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:12px;}
.nk-site .kz-ui-steps li{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:600;color:var(--kz-dark);}
.nk-site .kz-step-dot{flex:0 0 auto;width:22px;height:22px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:var(--kz-primary);color:#fff;}
.nk-site .kz-ui-steps li.active .kz-step-dot{background:#fff;border:2px solid var(--kz-primary);position:relative;}
.nk-site .kz-ui-steps li.active .kz-step-dot::after{content:"";width:8px;height:8px;border-radius:50%;background:var(--kz-primary);animation:kz-pulse 1.6s ease-in-out infinite;}
.nk-site .kz-ui-steps li.active{color:var(--kz-primary);}
.nk-site .kz-ui-foot{margin-top:16px;padding-top:14px;border-top:1px solid var(--kz-border);font-size:13px;color:var(--kz-muted);}
.nk-site .kz-float{position:absolute;z-index:3;text-align:left;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--kz-border);border-radius:16px;padding:12px 14px;box-shadow:var(--kz-shadow);font-size:13.5px;font-weight:700;color:var(--kz-dark);max-width:230px;line-height:1.3;}
.nk-site .kz-float-ic{flex:0 0 auto;width:36px;height:36px;border-radius:11px;display:inline-flex;align-items:center;justify-content:center;background:var(--kz-light);color:var(--kz-primary);}
.nk-site .kz-float-1{top:2%;left:0;animation:kz-float 6s ease-in-out .4s infinite;}
.nk-site .kz-float-2{bottom:2%;right:0;animation:kz-float 8s ease-in-out 1s infinite;}
.nk-site .kz-float-3{bottom:2%;left:4%;flex-direction:column;align-items:flex-start;gap:0;background:var(--kz-dark);border-color:var(--kz-dark);color:#C7D8F8;font-weight:600;animation:kz-float 7s ease-in-out 1.6s infinite;}
.nk-site .kz-float-3 strong{font-size:22px;color:#fff;font-weight:800;letter-spacing:-.02em;}
@keyframes kz-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@keyframes kz-drift{from{transform:translate(0,0)}to{transform:translate(-40px,30px)}}
@keyframes kz-spin{to{transform:rotate(360deg)}}
@keyframes kz-bar{from{width:8%}}
@keyframes kz-pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.4;transform:scale(.7)}}
@media (max-width:960px){
  .nk-site .kz-hero-grid{grid-template-columns:1fr;text-align:center;}
  .nk-site .kz-hero-copy h1{margin-inline:auto;}
  .nk-site .kz-hero-copy .hero-sub{margin-inline:auto;font-size:17px;}
  .nk-site .kz-hero-copy .hero-actions{justify-content:center;}
  .nk-site .kz-hero-visual{min-height:480px;margin-top:8px;max-width:560px;margin-inline:auto;width:100%;}
}
@media (max-width:560px){
  .nk-site .kz-hero{padding-block:40px 56px;}
  .nk-site .kz-hero-copy h1{font-size:clamp(32px,9vw,40px);}
  .nk-site .kz-hero-copy .hero-actions{flex-direction:column;align-items:stretch;}
  .nk-site .kz-hero-copy .hero-actions .btn{width:100%;}
  .nk-site .kz-hero-visual{min-height:400px;}
  .nk-site .kz-hero-visual::before{width:280px;height:280px;}
  .nk-site .kz-hero-visual::after{width:330px;height:330px;}
  .nk-site .kz-ui-card{width:min(290px,84%);padding:18px;}
  .nk-site .kz-ui-amount{font-size:27px;}
  .nk-site .kz-float{font-size:12px;padding:9px 11px;max-width:170px;}
  .nk-site .kz-float-ic{width:30px;height:30px;}
  .nk-site .kz-float-1{top:-2%;left:-2%;}
  .nk-site .kz-float-2{bottom:-2%;right:-2%;}
  .nk-site .kz-float-3{display:none;}
}

/* ---------- why section ---------- */
.nk-site .teaser-section{background:#fff;border-bottom:0;padding-block:clamp(64px,8vw,112px);}
.nk-site .why-butterfly{display:none;}
.nk-site .why-phone-frame::after{background-image:linear-gradient(rgba(255,255,255,0),#fff) !important;}
.nk-site .teaser-cards{gap:24px;}
.nk-site .teaser-card{align-items:flex-start;text-align:left;background:#fff;border:1px solid var(--kz-border);border-radius:20px;padding:30px 28px;box-shadow:var(--kz-shadow);transition:transform .25s var(--kz-ease),box-shadow .25s var(--kz-ease),border-color .25s;}
.nk-site .teaser-card:hover{transform:translateY(-4px);box-shadow:var(--kz-shadow-lg);border-color:#C9D9F7;}
.nk-site .teaser-icon{width:56px;height:56px;border-radius:16px;background:var(--kz-light);color:var(--kz-primary);transition:transform .25s var(--kz-ease),background-color .25s,color .25s;}
.nk-site .teaser-icon svg{width:28px;height:28px;}
.nk-site .teaser-card:hover .teaser-icon{background:var(--kz-primary);color:#fff;transform:rotate(-6deg);}
.nk-site .teaser-title{font-size:19px;color:var(--kz-dark);margin-top:8px;}
.nk-site .teaser-copy{font-size:15.5px;color:var(--kz-muted);}

/* ---------- how it works: timeline ---------- */
.nk-site .section-alt#how{background:var(--kz-xlight);padding-block:clamp(64px,8vw,112px);}
.nk-site .how-cards{counter-reset:kzstep;position:relative;gap:28px;}
.nk-site .how-card{counter-increment:kzstep;position:relative;background:#fff !important;border:1px solid var(--kz-border) !important;border-radius:20px;padding:76px 28px 30px !important;box-shadow:var(--kz-shadow) !important;transition:transform .25s var(--kz-ease),box-shadow .25s;}
.nk-site .how-card:hover{transform:translateY(-4px);box-shadow:var(--kz-shadow-lg) !important;}
.nk-site .how-card::before{content:"0" counter(kzstep);position:absolute;top:22px;left:28px;font-size:40px;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--kz-primary);}
.nk-site .how-eyebrow{display:none !important;}
.nk-site .how-card h3{font-size:21px !important;line-height:1.2 !important;margin-bottom:10px !important;color:var(--kz-dark);}
.nk-site .how-card p{color:var(--kz-muted) !important;opacity:1 !important;font-weight:400 !important;font-size:15.5px !important;}
@media (min-width:921px){
  .nk-site .how-cards::before{content:"";position:absolute;left:8%;right:8%;top:42px;height:2px;background:repeating-linear-gradient(90deg,#B9CDF5 0 8px,transparent 8px 16px);z-index:0;}
  .nk-site .how-card{z-index:1;}
}
@media (max-width:920px){
  .nk-site .how-cards{display:grid !important;grid-template-columns:1fr !important;overflow:visible !important;margin:8px 0 0 !important;padding:0 0 0 22px !important;gap:18px;}
  .nk-site .how-cards::before{content:"";position:absolute;left:5px;top:20px;bottom:20px;width:2px;background:repeating-linear-gradient(180deg,#B9CDF5 0 8px,transparent 8px 16px);}
  .nk-site .how-card{min-height:0 !important;flex:none !important;padding:64px 22px 24px !important;}
  .nk-site .how-card::after{content:"";position:absolute;left:-23px;top:30px;width:14px;height:14px;border-radius:50%;background:var(--kz-primary);box-shadow:0 0 0 5px var(--kz-light);}
  .nk-site .how-card::before{top:20px;left:22px;font-size:32px;}
  .nk-site .how-dots{display:none !important;}
}

/* ---------- product / info blocks ---------- */
.nk-site .product-block{background:#fff;padding-block:clamp(64px,8vw,104px);}
.nk-site .product-block--reverse{background:var(--kz-xlight);}
.nk-site .product-block-media img{border-radius:24px;box-shadow:var(--kz-shadow-lg);}
.nk-site .product-block-content h2{font-size:clamp(28px,3.4vw,42px) !important;}

/* ---------- editorial quote: dark navy ---------- */
.nk-site .expert-quote{position:relative;overflow:hidden;background:var(--kz-dark);border:0;padding-block:clamp(64px,8vw,104px);}
.nk-site .expert-quote::before{content:"";position:absolute;width:520px;height:520px;right:-160px;top:-200px;border-radius:50%;background:radial-gradient(circle,rgba(21,94,239,.45),rgba(21,94,239,0) 65%);}
.nk-site .expert-quote-inner{position:relative;z-index:1;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:24px;padding:clamp(28px,4vw,48px);}
.nk-site .expert-quote-avatar{background:var(--kz-primary) !important;color:#fff !important;width:120px !important;height:120px !important;box-shadow:0 0 0 6px rgba(21,94,239,.25);}
.nk-site .expert-quote-copy h3{color:#9DBEFF !important;font-size:16px !important;font-weight:700 !important;letter-spacing:0 !important;}
.nk-site .expert-quote-copy blockquote::before{color:var(--kz-primary) !important;}
.nk-site .expert-quote-copy blockquote p{color:#fff !important;font-size:clamp(19px,2vw,24px) !important;line-height:1.5 !important;font-weight:600 !important;}
.nk-site .expert-quote-copy cite,.nk-site .expert-quote-copy cite a{color:#C7D8F8 !important;text-decoration-color:rgba(199,216,248,.5) !important;}

/* ---------- FAQ accordion ---------- */
.nk-site .faq-section{background:#fff;}
.nk-site .faq-item{border:1px solid var(--kz-border) !important;border-radius:16px !important;background:#fff;margin-bottom:12px;padding:0 !important;transition:border-color .2s,box-shadow .2s,background-color .2s;interpolate-size:allow-keywords;}
.nk-site .faq-item::details-content{block-size:0;overflow:hidden;transition:block-size .3s var(--kz-ease),content-visibility .3s allow-discrete;}
.nk-site .faq-item[open]::details-content{block-size:auto;}
.nk-site .faq-item:hover{border-color:#C9D9F7;}
.nk-site .faq-item[open]{border-color:var(--kz-primary) !important;box-shadow:0 10px 26px -16px rgba(21,94,239,.55);}
.nk-site .faq-item summary{position:relative;list-style:none;padding:20px 64px 20px 22px !important;font-size:17px;font-weight:700;color:var(--kz-dark);cursor:pointer;}
.nk-site .faq-item summary::-webkit-details-marker{display:none;}
.nk-site .faq-item summary::after{content:"" !important;position:absolute;right:20px;top:50%;width:30px;height:30px;margin-top:-15px;border-radius:50%;background:var(--kz-light) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23155EEF' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/16px no-repeat !important;transition:transform .25s var(--kz-ease),background-color .2s;transform:none;}
.nk-site .faq-item summary::before{display:none !important;}
.nk-site .faq-item[open] summary{color:var(--kz-primary);}
.nk-site .faq-item[open] summary::after{background:var(--kz-primary) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M6 12h12'/%3E%3C/svg%3E") center/16px no-repeat !important;transform:rotate(180deg);}
.nk-site .faq-item .faq-a,.nk-site .faq-item > p,.nk-site .faq-item > div{padding:0 22px 22px !important;color:var(--kz-text);font-size:15.5px;line-height:1.65;}

/* ---------- forms / apply ---------- */
.nk-site .field select,.nk-site .field input:not([type="range"]),.nk-site .field textarea{border-radius:14px !important;border:1.5px solid #D0DCF2 !important;background:#fff !important;min-height:54px;transition:border-color .2s,box-shadow .2s;}
.nk-site .field select:focus,.nk-site .field input:not([type="range"]):focus,.nk-site .field textarea:focus{outline:none;border-color:var(--kz-primary) !important;box-shadow:0 0 0 4px rgba(21,94,239,.15) !important;}
.nk-site .rate-form.apply-form{background:#fff;border:1px solid var(--kz-border);border-radius:24px;box-shadow:var(--kz-shadow-lg);padding:clamp(24px,4vw,44px);}
.nk-site .apply-section,.nk-site .apply-page{background:var(--kz-xlight);}
.nk-site .apply-step-num{border-radius:50% !important;border:2px solid #C9D9F7 !important;background:#fff !important;color:var(--kz-muted) !important;font-weight:800;}
.nk-site .apply-step.is-active .apply-step-num{border-color:var(--kz-primary) !important;background:var(--kz-primary) !important;color:#fff !important;box-shadow:0 0 0 6px rgba(21,94,239,.15);}
.nk-site .apply-step.is-complete .apply-step-num{background:var(--kz-dark) !important;border-color:var(--kz-dark) !important;color:#fff !important;}
.nk-site .apply-step:first-child .apply-step-num::before{background:#C9D9F7 !important;}
.nk-site .apply-step-panel .btn{background:var(--kz-primary) !important;color:#fff !important;border-radius:999px !important;}
.nk-site .apply-step-panel .btn:hover{background:var(--kz-primary-hover) !important;}
.nk-site .apply-step-panel .apply-back{color:var(--kz-primary);}
.nk-site .range-field input[type="range"]{background:linear-gradient(90deg,var(--kz-primary) 0%,var(--kz-primary) var(--range-pct,30%),#D6E2F7 var(--range-pct,30%),#D6E2F7 100%) !important;}
.nk-site .range-readout{color:var(--kz-dark) !important;}
.nk-site .apply-benefits .check{color:var(--kz-primary);}

/* ---------- generic cards on inner pages ---------- */
.nk-site .stat-card,.nk-site .news-latest-card,.nk-site .team-card,.nk-site .offer-card,.nk-site .cat-card,.nk-site .match-flow-card,.nk-site .lender-card{border-radius:20px;border-color:var(--kz-border);box-shadow:var(--kz-shadow);transition:transform .25s var(--kz-ease),box-shadow .25s;}
.nk-site .stat-card:hover,.nk-site .news-latest-card:hover,.nk-site .offer-card:hover,.nk-site .cat-card:hover,.nk-site .lender-card:hover{transform:translateY(-3px);box-shadow:var(--kz-shadow-lg);}
.nk-site .page-header{background:var(--kz-xlight);}
.nk-site .hiw-hero-bg,.nk-site .match-flow-bg{background:linear-gradient(180deg,#E3EDFF 0%,#F5F8FF 100%);}
.nk-site .hiw-hero-bg img,.nk-site .match-flow-bg img{display:none;}
.nk-site .match-flow h2{color:var(--kz-dark) !important;text-shadow:none !important;}

/* ---------- footer: CTA band + dark navy ---------- */
.nk-site footer.site{display:flex;flex-direction:column;background:var(--kz-navy) !important;color:#C7D3E8;padding-top:0 !important;--footer-pink:#155EEF;}
.nk-site footer.site > *{order:2;}
.nk-site footer.site .footer-showcase{order:1;margin-top:0;background:var(--kz-primary);color:#fff;overflow:hidden;padding:clamp(56px,7vw,88px) 0;}
.nk-site .footer-wave{display:none;}
.nk-site .footer-showcase::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.08) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.08) 1px,transparent 1px);background-size:44px 44px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 60%);mask-image:linear-gradient(90deg,transparent,#000 60%);pointer-events:none;z-index:0;}
.nk-site .footer-showcase-eyebrow{color:#C7D8FF !important;font-size:14px !important;font-family:inherit !important;}
.nk-site .footer-showcase-copy h2{color:#fff !important;max-width:20ch !important;}
.nk-site .footer-showcase-copy > p:not(.footer-showcase-eyebrow){color:#DCE7FF !important;font-size:17px !important;}
.nk-site .footer-showcase-cta{background:#fff !important;color:var(--kz-primary) !important;border:0 !important;font-weight:700;padding:15px 26px !important;box-shadow:0 12px 26px -12px rgba(7,26,51,.6);transition:transform .2s var(--kz-ease);}
.nk-site .footer-showcase-cta:hover{transform:translateY(-2px) !important;box-shadow:0 16px 30px -12px rgba(7,26,51,.7) !important;color:var(--kz-primary) !important;}
.nk-site .footer-mascot{display:none !important;}
.nk-site .footer-mascot circle{fill:rgba(255,255,255,.1) !important;stroke:#fff !important;}
.nk-site .footer-mascot-eye,.nk-site .footer-mascot-smile{stroke:#fff !important;}
.nk-site .footer-mascot svg{filter:none !important;}
.nk-site .footer-lower{padding-top:clamp(48px,6vw,72px);padding-bottom:40px;}
.nk-site footer.site .brand-word,.nk-site .footer-logo .brand-word{color:#fff;}
.nk-site .footer-nav-group h3{color:#7FA6F5 !important;font-size:13px !important;letter-spacing:.02em !important;text-transform:none !important;font-weight:700 !important;}
.nk-site .footer-nav-group a{color:#E4EBF7 !important;font-weight:500 !important;}
.nk-site .footer-nav-group a:hover{color:#fff !important;text-decoration:underline;text-underline-offset:3px;}
.nk-site .footer-legal{border-top-color:rgba(255,255,255,.1) !important;color:#98A6BE;}
.nk-site .footer-legal *{color:#98A6BE !important;}
.nk-site .footer-nav{border-top:1px solid rgba(255,255,255,.08);margin-top:28px;}

/* ---------- sticky CTA (mobile) ---------- */
.nk-site .sticky-cta{background:#fff !important;border:1px solid var(--kz-border) !important;box-shadow:var(--kz-shadow-lg);border-radius:20px !important;}
.nk-site .sticky-cta-copy{color:var(--kz-dark) !important;}
.nk-site .sticky-cta .btn{background:var(--kz-primary) !important;}

/* ---------- reveal on scroll ---------- */
.kz-js .nk-site .kz-reveal{opacity:0;transform:translateY(18px);transition:opacity .5s var(--kz-ease),transform .5s var(--kz-ease);}
.kz-js .nk-site .kz-reveal.kz-in{opacity:1;transform:none;}
@media (prefers-reduced-motion:reduce){
  .kz-js .nk-site .kz-reveal{opacity:1;transform:none;}
  .nk-site .kz-ui-card,.nk-site .kz-float,.nk-site .kz-hero::before,.nk-site .kz-hero-visual::after{animation:none !important;}
}
.nk-site .apply-step-panel .field{padding-top:28px !important;}
.nk-site .apply-step-panel .field:not(:last-of-type){padding-bottom:28px !important;border-bottom:1px solid #E4EBF7 !important;}
.nk-site .apply-step-panel .field label{font-size:18px !important;}